BizCover offers instant comparisons between Australia's leading insurance providers for sole traders.
Insurance for sole traders
We've teamed up with BizCover to give you peace of mind on all your sole trader insurance needs!
Get a free quote in minutes
Choose from the most common types of insurance for sole traders, including:Professional Indemnity InsuranceMistakes happen - even to the most experienced contractors and sole traders.Professional Indemnity insurance is designed to protect sole traders against claims of negligence or breach of duty, which can sometimes be made by a client after receiving professional advice or services from your business.
Public Liability Insurance
Could an accident at your worksite cause damage to another property - or injure a member of the public?Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier, or a member of the public are injured or sustain property damage as a result of your negligent business activities.
Personal Accident and Illness Insurance
If you’re a sole trader, and an accident or illness prevents you from working, the loss of income alone can be devastating.Personal Accident & Illness (PA) insurance covers you for loss of income if you are unable to work as a result of an injury or illness, and generally will cover you whether or not you sustain an injury or develop an illness due to your work.
When you move into contracting you want to have confidence quickly, that you’re not digging yourself a hole. When it comes to tax affairs now with Hnry, taxes are something I don’t have to think about.
Nigel Malone Independent Contractor
At the end of the tax year, I just give my tax return a quick look over, give Hnry the thumbs up, and they lodge it all for me.
I don’t need to go to the ATO or do anything myself. It’s just automatically done.
Asha Forsyth Freelance Designer
In the past, I had tried other accounting software to do my GST returns - assuming they’d send it all from the accounting software. I soon realised after receiving an unexpected tax bill I hadn’t actually paid it. Now, with Hnry, it’s all done for me automatically.
Brendan O’Reilly Freelance Graphic Designer
Hnry’s team of accountants make it so easy at the end of the tax year. They send you a quick and easy form to complete, and in a few clicks, your tax is filed.
Tabitha Arthur Freelance Photographer
As soon as my client has paid me - Hnry sends me an email telling me I just got paid.
The money goes into my Hnry Account, from which Hnry deducts my Superannuation, Medicare, income tax, and GST - and then they give me the rest!
Angela Van Wijk Freelance Photographer
I can send an invoice, then the payment goes straight into my Hnry account. Hnry allocates money to my taxes, Super, Medicare and student loan, as well as GST. Within a couple of hours, I then get the rest of the money into my own personal bank account.
Abbey Palmer Self-employed Health Professional
How BizCover helps
BizCover gives you the confidence that you’re covered if accidents should arise through your work, so you can focus on what you do best.
Want to know what cover is right for you?
Insurance can be confusing at the best of times - and as a sole trader, you don’t have time to muck around through piles of documentation and terms. Check out our handy guide which explains the different types of insurance you may need as a sole trader.
How Hnry Helps
Hnry automatically calculates and pays taxes for sole traders, giving them peace of mind that they're up-to-date with the ATO. You also get unlimited access to the Hnry app, where you can:
- Send quotes and invoices to your clients
- Raise expenses with the snap of a photo
- Take online credit and debit card payments, or get paid via an mPOS terminal
- Allocate money to savings and investments
DISCLAIMER: The information on this page is intended to be general in nature and is not personal financial product advice. It does not take into account your objectives, financial situation, or needs.